Long Term Care

If I go into care my home will automatically go to my children right? - Wrong!

If in later life you were to go into long term care, the community care act 1990 allows the local authority to means test your house.

It is illegal to deliberately transfer your own property away to relatives or others if your prime motive is to avoid paying for long term care costs. However, it is not illegal for you and your partner to make provision that upon death your own 1/2 share of the property is placed in a trust for your children.

A protective property trust has been designed for this purpose. Ask your children what they think!

Estate Planning

Your guide to protecting your assets -

Although 74% of people do not currently have a will, even those that do may not have the right will for them. Today there are many different types of will which can be used to protect your assets in a number of different eventualities. Below is a brief idea of the kind of wills now on offer.